What is Travel insurance?

Travel insurance

Travel insurance is an insurance form that is granted to people who travel, to cover losses resulting from accidents that may occur to the traveler during their trip, including payment for any medical treatment, or loss of money and property during trip. Read more: Travel insurance in the Kingdom of Saudi Arabia.

Types of Travel insurance

Travel always involves many risks, such as illness, accident, property loss and theft, and other accidents, so travel insurance works to assist in reducing financial losses related to these losses, and there are five main types of travel insurance. journey, namely:

• Aviation insurance: It is a life insurance policy in the event of an aircraft breakdown during the flight.
• Baggage insurance: This type of insurance covers travelers' luggage in case of delay, loss or damage during the flight, with some exceptions for prices of jewelry or expensive electronics.
• Trip cancellation insurance: this type covers the expenses derived from the cancellation of the trip due to unforeseen causes; Such as health problems, accidents and bad weather, to cover the non-refundable fares paid for the flight.
• Medical insurance: Offers discounts for international travelers, who are not covered by their medical insurance outside the country, to cover the traveler's medical care expenses.
• Evacuation insurance: this type covers the cost of transporting the traveler to a medical facility for emergency treatment, as some of these types can cover dangerous sports activities; Like a parachute jump.

Buy Travel insurance

Travel insurance varies based on cost, exclusions, and insurance coverage, as coverage may be available for a single trip; to cover the trip of people who travel occasionally, or multiple trips; that provides coverage for many trips during a year, so that one trip does not exceed thirty days, or annual trips; Which provides coverage for a whole year, so the buyer must be familiar with all the terms of the insurance before hiring it from the company, and it should be noted that the premiums also depend on the duration of the coverage of its type, age of the traveler, the destination of the trip, as well as the cost of the trip.