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How much is car insurance in Florida 2021?

Car insurance in Florida?

The average cost of car insurance in Florida is $ 3,230 per year, or $ 269 per month for most 30-year-old drivers. For 18-year-olds, coverage is much more expensive. Teens can pay $ 8,832 a year for auto insurance in Florida.

Read more: Do you need motorcycle insurance in Florida.

Who has the cheapest car insurance in Florida?

Who has the cheapest car insurance in Florida?

Geico offers the cheapest auto insurance in Florida for most people. The insurance company offers the lowest rates for liability-only policies and full coverage for young and old drivers. State Farm has the best affordable auto insurance for drivers who have had an accident, a speeding ticket, or a DUI quote on their records.

Why is car insurance in Florida so expensive?

One of the reasons why Florida auto insurance rates are relatively expensive compared to other states is the large number of uninsured drivers on the road. Additionally, Florida's roads are often crowded with state residents and millions of tourists. More drivers on the road increase the chances of accidents, and insurance companies will have to pay claims.

What is considered full-coverage auto insurance in Florida?

Florida lawmakers require drivers to assume $ 10,000 in personal injury protection and $ 10,000 in property damage liability. Unusually, Florida does not require drivers to take responsibility for bodily injury, which is normally required in other states.