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Top 10 health insurance companies in the US

Top 10 health insurance companies in the US

In the United States there is a group of private health insurance professionals. However, life / annuity and property / casualty insurance companies also underwrite this coverage, which is often referred to as accident and health insurance, as described by the Insurance Information Institute. Read more: How to buy health insurance.

In prior years, direct written premiums for the accident and health insurance industry reached $ 1.1 trillion, an increase of 57.3% over 2009. The top 10 insurance companies together accounted for 51.8% of the Total US market, according to the National Insurance Association. Commissioners (NAIC).

Based on NAIC data, here are the top 10 accident and medical insurance groups:

1. United Health

Direct written premiums: $ 156.9 billion

Market share: 14.2%

A diverse health and wellness company, UnitedHealth Group's core capabilities are clinical expertise, advanced technology, data, and health information.

UnitedHealth Group serves clients and consumers in the United States and in more than 130 countries through two distinct platforms: UnitedHealthcare provides health care services, coverage and benefits, while Optum provides information and technology-based health services. The group invests more than $ 3.5 billion in technology and innovation and processes almost 1.1 trillion transactions a year.

2. Kaiser Foundation

Direct written premiums: $ 93.2 billion

Market share: 8.5%

The Kaiser Foundation Health Plan, Inc. As a non-profit healthcare organization. The organization provides allergy, audiology, cardiology, dermatology, oncology, elderly care, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation, and pharmacy services. The company serves patients in the United States.

3. Anthem, Inc.

Directly written premiums: $ 67.2 billion

Market share: 6.1%

Anthem, Inc. is a health benefits company committed to improving lives and societies and simplifying health care. Anthem, through its subsidiaries, serves more than 78 million people, including more than 41 million in its family of health plans. Its goal is to be the most innovative, valuable and inclusive partner.

The group's health plans have created numerous HMOs, PPOs, network-based dental products, various hybrid and specialty products, and health plan services that combine the features consumers find attractive with effective cost-control techniques. . Individuals and employer groups can choose between basic and comprehensive plans to meet their specific needs. A wide range of related niche products and other services are also available, including flexible spending accounts and COBRA administration.

4. Humana

direct written premiums: $ 56 billion

Market share: 5.1%

The Humana Cultural Foundation is aligned to help members achieve their best health by providing personalized, streamlined, and comprehensive healthcare experiences. Realizing that the health care needs of each individual, family and community continue to evolve, Humana creates innovative solutions and resources to help people live healthier lives on their own terms, when and where they need it.

5. CVS

Direct Written Premiums: $ 55.4 billion

Market share: 5.0%

CVS Health is a healthcare innovation company that aims to help people on their path to better health. Through its community health services, plans and pharmacists, it is pioneering a new approach to holistic health.

CVS has more than 9,800 retail locations, nearly 1,100 open medical clinics, a pharmacy benefits manager with about 93 million plan members, a diversified health benefits company serving approximately 22.2 million medical members, and a Pharmaceutical care specialist serving more than one million patients a year. , expanded specialty pharmacy services, and separate Medicare Part D prescription drug plan.


Direct Premiums: $ 36.9 billion

Market share: 3.4%

Health Care Service Corporation (HCSC), a mutual legal reserve company, is the largest client-owned health insurance company in the United States. The company serves more than 16 million members in five states - Illinois, Montana, New Mexico, Oklahoma and Texas - and employs more than 23,000 people in more than 60 local offices.

HCSC offers a wide range of health and life insurance products and related services through its subsidiaries and affiliates, which include Dearborn Group, American Dental Network, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.

7. Centene Corp

Directly Written Premiums: $ 36.3 billion

Market share: 3.3%

Centene Corporation, a Fortune 500 company, is a diversified multinational healthcare company providing a range of services to government sponsored healthcare programs with a focus on the uninsured and uninsured. It operates in 32 countries and 3 international markets and has more than 15 million managed care members.

Centene operates local health plans and offers a variety of health insurance solutions. Additionally, you have contracts with other health care and business organizations to provide specialized services, ranging from behavioral health, dental benefits, life and health, pharmacy benefit management to care management programs, correctional health care services, services home health, managed vision and specialty pharmacy and remote health care services.

8. Cigna Health

Direct written premiums: $ 29.3 billion

Market share: 2.7%

Cigna Corporation is a global healthcare organization with more than 165 million customer and patient relationships in more than 30 countries and jurisdictions. Their insurance plans and products include individual and family health insurance, dental insurance plans, Medicare plans, Medicare supplement plans, other supplemental insurance, and international health insurance.

9. WellCare

direct written premiums: $ 20.5 billion

Market share: 1.9%

WellCare Health Plans, Inc.Providing government-sponsored managed care services to individuals, families, children and the elderly with complex medical needs primarily through Medicaid and Medicare Advantage and prescription drug plans, as well as individuals in the insurance market doctors. WellCare served approximately 6.4 million members nationwide as of September 30, 2019.

10. Molina Healthcare, Inc.

Directly written premiums: $ 18.5 billion

Market share: 1.7%

Molina Healthcare, a Fortune 500 company, focuses exclusively on government-sponsored health care programs for eligible individuals and families. The company contracts with state governments and operates as a health plan that provides a wide range of quality health care services to individuals and families.

Molina offers health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The company also offers a Medicare product and has been selected in several states to join dual demonstration projects to manage care for those who qualify for Medicaid and Medicare.