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Finding the Best Dental Insurance in Florida

Finding the Best Dental Insurance in Florida

Florida Dental Insurance: Should I Offer It To My Employees?

If you are a small business owner in Florida with 50 or fewer employees, you probably are not required to offer dental insurance in Florida. But that doesn't mean there is no reason to offer dental insurance in Florida. Some of the benefits of offering the best dental insurance in Florida for your employees include:

  • If you paid a portion of your employees' dental insurance, you can itemize the cost of those premiums into medical and dental deductions from your taxes.
  • You may find that bringing in the best talent will require providing the best benefits. Introducing the best dental insurance in Florida could motivate talents to come to your small business.
  • Fostering a feeling of support within your small business by providing dental insurance can also keep employees motivated and willing to trust your business.

PPO and HMO plans in Florida

HMO or DHMO (Dental Health Maintenance Organization) can be an affordable option for dental insurance in Florida. With this plan, you generally pay less in insurance premiums, but you have dental professionals in the plan's provider network.Read more: How to buy health insurance.

A PPO (Preferred Provider Organization) plan can be more expensive, but generally provides more flexibility for whoever will cover it. Staff have the option of choosing which dentist they want, and perhaps even a dental specialist outside of the plan's network (although out-of-pocket costs may be higher with an out-of-network dentist). The staff will also not have to choose a primary care dentist, as they will have to go through any referrals first.

Understand that as you search for the best dental insurance in Florida, you must consider the differences in cost and quality. If you see a very high premium plan with low discounts, this could be a good one to offer employees who need a lot of dental care and will benefit from low out-of-pocket costs per visit or procedure. Dental insurance in Florida can have low premiums, which can also mean big discounts. Factors like costs and employee needs can make the "Best Dental Insurance in Florida" different for every small business. Be sure to check out the quotes available on eHealth, so you can see what you get for different rates from the big Florida insurers.

Best dental insurance: Florida

The best-selling eHealth Florida Dental Insurance plans in 2018 are as follows:

  • Multiflex Dental Classic 2000

Provider: Nationwide Life Insurance Company

  • Dental Premier Elite SM

Provider: Golden Rule Insurance Company

  • Dental for Everyone Platinum Plan

Provider: Delta Dental Insurance Company

  • Loyalty Plus

Provider: Humana

  • Master Plan

Provider: Argus

eHealth has a variety of carriers from which we offer quality dental insurance:

  • Delta Dental Insurance Company
  • Argus
  • Renaissance Dental
  • Golden Rule Insurance Company
  • Nationwide Life Insurance Company
  • Humana
  • Independence American Insurance Company
  • Starmount

As you can imagine, there are a variety of reviews to rate the best dental insurance in Florida. A great way to shop for Florida dental insurance and find the best plan for your business is to compare costs (such as premiums, copays, and deductions) and the benefits of different plans.

Navigating the options for the best dental insurance in Florida can be stressful and overwhelming.