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Affordable Health Insurance for California Consumers

California Health Exchange

Under the Affordable Care Act (ACA), ObamaCare California has brought a new affordable health insurance solution in California to the golden state through Covered CA. Through Covered California, eligible individuals and families can enroll and receive benefits through the advance form and tax credit to help them pay for their health coverage. This allows thousands of eligible California residents to have an affordable, if not cheaper, health plan available from some of the best insurance companies in the state.

Buying California health insurance through the State Exchange is like going to an online mall. Health plans approved by Obama's Care California include providers like Blue Shield of California, Anthem Blue Cross, and Kaise Permanente, among others. Feature packs include Bronze, Silver, Gold, and Platinum coverage levels that can be seen in an apple-to-apple comparison. Premiums vary from cheap to more expensive, depending on the level of coverage required.

Find affordable health insurance in California

California offers a wide range of affordable health insurance options, from plans that provide you and your family with long-term coverage to short-term plans that protect you from the gaps between insurance plans. You can be sure that you will find exactly the plan you need.

Who needs to be covered?

When Obamacare was approved in 2010, it required all US citizens and permanent residents to have health insurance that met basic minimum requirements. Everyone must be enrolled in a health plan for the entire year. If you go without health coverage, you will pay a tax penalty.

Where can I join a health plan?

Health for California gives you quick and instant access to individual and family quotes and Obamacare business plans. Our process is fast, easy and free. Tell us a few things about yourself and we will give you the best prices from various providers in your area.

You can find the following types of plans:

  • Individual and Family Health Care Plans: Since the Affordable Care Act was passed, all health insurance companies are required to meet minimum essential requirements with their health care plans. This means they must provide coverage for things like hospital stay, emergency care, preventive care, wellness, and prescription drugs. These plans are ACA compliant and provide high-quality, affordable coverage for everyone, regardless of pre-existing medical conditions.
  • Short-term plans: Short-term health plans provide medical coverage for a short time. They vary in duration and are a great option for people looking to fill in the gaps in health insurance and for people wanting to cover special events that missed the open enrollment period. These plans are not ACA compliant and will not protect you from huge medical bills or tax penalties.
  • Medicare: Medicare is available to eligible people over the age of 65 with chronic illnesses or disabilities.
  • Medicaid: Medi-Cal is offered to low-income individuals and families.